FullyRepaid

The FullyRepaid phase is reached when the borrower has made all required payments. The loan is complete, and all that remains is for investors and the borrower to collect their funds.

What Happens

• The vault transitions here automatically when the final payment is received

• The Pool Manager's collateral is released (unlocked via cross-contract call to Globals)

• The manager's outstanding principal is decremented in Globals

• Investors can continue to claim any unclaimed yield from the EMI pool

• The Borrower can withdraw any remaining funds from the cash pool

What's Available

Pool	Who Can Access	Function
EMI pool	Investors	claim_yield(investor)
Cash pool	Borrower	withdraw_cash(amount)

Transition

Once all funds have been distributed, the vault transitions to Finalized — the terminal state.

A vault reaching FullyRepaid is the ideal outcome. The borrower has fulfilled their obligations, investors have earned their yield, and the manager's collateral is returned.