Accounts & Sign-In
Trilobyte is designed to feel like a modern financial app, not a crypto wallet. There are no seed phrases, no browser extensions, and no passwords — you sign in with a passkey, the same way you unlock your phone.
Passkey accounts
Every Trilobyte account is a smart account secured by a passkey on your device (Face ID, Touch ID, Windows Hello, or a hardware security key). The passkey is what authorises your actions — funding a loan, approving a disbursement, making a repayment — by signing each transaction.
This gives you the best of both worlds:
Self-custodial — you control your own account; Trilobyte never holds your funds.
Nothing to lose or leak — there's no 12-word phrase to write down, lose, or have phished.
Creating an account
Choose your role — Borrower, Investor, or Pool Manager.
Create your passkey — your device prompts you (Face ID / Touch ID / security key).
You're in — your smart account is created and you land on your dashboard.
That's it. No email verification loops, no exchange, no crypto to buy first.
Signing in
On any device where you've registered your passkey, just sign in with the passkey — your account and role are recognised automatically and you go straight to your dashboard. No password to remember or reset.
Stablecoins, not crypto volatility
Everything in Trilobyte is denominated in stablecoins (USDC). Loan amounts, deposits, repayments, and yield are all in stable, dollar-denominated value — so you're never exposed to token price swings just to participate.
No gas, ever
On most blockchains, users must hold the network's "gas" token to pay transaction fees. Trilobyte removes that friction entirely: network fees are sponsored, so you never need to hold, buy, or think about a gas token. You only ever deal in stablecoins.
Under the hood. Trilobyte accounts use SEP-45 — Stellar's web authentication standard for smart (contract) accounts — so your passkey proves ownership of your on-chain account without a password or seed phrase. Multi-device and backup recovery are on the roadmap.
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